Credit, Claims & Roof Age: What Drives Your Home Insurance Cost
Posted: August 4, 2026
Why Your Home Insurance Costs What It Costs: Credit, Claims, and Your Roof Two neighbors can own nearly identical houses on the same street and pay very different amounts for home insurance. It usually isn't luck. Insurers price each policy on the risk a specific home and owner represent, and a handful of factors do most of the heavy lifting. Three of the biggest are...
Grilling Safety Tips for Propane, Charcoal and Gas Grills
Posted: June 29, 2026
Grilling food outside is a classic summer pastime but it’s not without risk. According to the National Fire Protection Association (NFPA), grills are involved in more than 10,000 home fires per year. This guide helps explain common grilling risks, shares best safety practices and outlines the steps you can take in an emergency. Where should you place your grill? Placing your grill in an open,...
National Homeownership Month: How to Make Sure Your Home Insurance Keeps Up
Posted: June 2, 2026
June is National Homeownership Month — a great time to celebrate the pride of owning a home and to make sure that home is well-protected. Whether you purchased your first property last year or have owned your home for decades, your insurance coverage deserves a closer look every spring and summer. Why Your Home Insurance Needs a Regular Review Home values across the United States...
Does Your Roof Affect Homeowners’ Insurance Rates?
Posted: May 2, 2026
Part of providing for your family is literally “putting a roof over their heads.” Your home’s roof protects your family and property from damage. The roof’s condition can affect your insurance, including premium rates and whether a carrier will insure your home. Insurers consider your roof’s age, condition, material, and local weather when deciding coverage. How Roof Age Can Affect Rates The age of a...
Spring Insurance: 5 Tips for Seasonal Risks
Posted: April 16, 2026
The arrival of spring brings a welcome change in weather, but it also ushers in a unique variety of challenges for homeowners and drivers alike. This season is often characterized by erratic storms, high winds, and heavy rain that can test the durability of your property. Many people also begin planning home improvement projects or spring break travel during this time of year. Taking a...